Do you feel like you are out of control when it comes to managing your finances? Do you run out of money every month and wonder where it all goes? Managing your finances is a big responsibility. If you are not good at managing your finances than you might find yourself getting into debt or not being able to pay your expenses. One way to manage your money is to keep a journal.

The qualities of a good bankruptcy lawyer are the same qualities that make a good lawyer in just about any field. For one thing, you want a lawyer who is specialized in bankruptcy, just as you want a lawyer specialized in personal injury if you were involved in that sort of case. While most lawyers should have an understanding of bankruptcy and be able to help you, a specialist will make the entire process much smoother.

For the area of expertise, you would want to have a family law expert on your side. If your divorce lawyer is an expert on family law, he / she will be able to defend your case thoroughly. He / she will be able to guide you with regards to child custody, child support, and alimony issues. After you have established your lawyer’s expertise in this area, determine his years of practice in this area. Ask the lawyer to talk about the last divorce case he represented. Years of experience are really very important alongside with the area of expertise. If the lawyer has only practiced family law for a year, you may have doubts just then. You’ll feel safer with a divorce lawyer who’s had years of experience in his belt.

Consider buying a product that comes with a free trial. This will allow you to test its features and if you are not comfortable with anything, you are not obliged to spend on it.

For personal injury lawsuits, as just noted a lawyer will take a portion of your final settlement. If you reach a fair number outside of court, which is very common, your financial management takes a smaller portion, typically 25%. If you have to fight in court, the costs may be closer to 35% of the settlement. If a lawyer tries to take a large cut, such as half of the settlement, you should consider someone else.

Gemini – least financially organised star sign. Geminis fall below the mark when it comes to financial management, not quite hitting the spot when it comes to organising their bank and credit card statements. Advice: As an Air sign you’ve plenty ideas…think small enough for you to handle ONE idea at a time in ALL aspects.

ASSUMING AND NOT CHECKING Related to falling for hype in lawyer advertising is assuming and not checking. Don’t believe the yellow page ads. All lawyers are not equal. You should investigate any lawyer or law firm before engaging them. Inquire about his/her reputation in the legal community. Check out what clients have to say about the lawyer and the law firm. ASSUMING PRE-PAID LEGAL IS THE WAY TO GO. Don’t assume that pre-paid legal is the way to go. Just because you have pre-paid legal available for use does not mean that you should use them. The best lawyers are seldom members of a pre-paid legal service panel. You certainly should not allow the pre-paid attorney to represent you without first investigating him/her.

Even though it is a process, changing lawyers still can be done. That is why the first two tips are the most important. The average divorce takes a year. You want to have the best person representing you. If you choose the wrong lawyer, you could be paying for years for your mistake.