There could be chance that you have already signed up for Medicare and you believe all your medical expenses are catered for and handled by them. Some may be turning 65 and are hoping for the same but is this the case? I doubt it. Let us look at this situation a little closer.

The next step is you will want to consult an insurance broker that specializes in the various forms of coverage because at some point you will need to secure either a Medicare Advantage Plan or a traditional average medicare supplemental insurance premiums plan. A good insurance broker will be able to clarify and expand on the research you have done previously so that you are aware of everything you need to know and ultimately will help you make a good decision about your Medicare coverage.

If an assisted living facility is needed then that could run $2000 to $3000 a month with inflation figured in on the latest statistics. That is $24,000 to $36,000 yearly, which does include the rent and many of the fees that go with living in a place like this.

Consult with a good agent who experienced with Medicare heath plans. He or she should be able to listen to your needs and expectations to suggest the right plans or you.

When cancer strikes, people need money! Even though Medicare and most medicare supplements will pick up the bulk of the medical bills, there are still expenses that aren’t thought of such as travel and food expenses. Selling just one cancer plan per week can substantially increase your bottom line.

When you belong to an Advantage plan, you will get your coverage from the insurer. Instead of handing a doctor or hospital your Medicare card, you will show them your card from the private insurer. You do not lose your Medicare coverage though. In fact, you are free to dis-enroll and return to the older plan. You are also still protected by all of the laws, rules, and regulations of the Center For Medicaid and Medicare (CMS). CMS oversees Medicare in the US.

Don’t lump us together – we are very different people within one demographic. We’ll respect you and your product when you treat us as individuals. We may even become your best customer, and you will be rewarded with the trust and esteem of a very large audience.